You should derive the value of your one minute. Suppose, you are earning Rupees 20,000 per month, then your value of one minute is
20,000_______ = 2.08 Rs. Per Minute
20 Working days x 8 hours per day x 60
Thus, on an income of Rs. 1000 your value of one minute increases by 10 paise. When you are not ready to pay Re. 1 to any beggar, why should you give ten minutes to anybody ? Are the 10 minutes not equal to Re. 1 ?
Remember the value of one minute. Such constant reminding automatically will force you to use time as you use your money